Welcome to Mind Over Money (“we”, “our”, “us”). We’re committed to protecting your privacy and ensuring that your personal information — and your child’s — is handled safely and responsibly. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our website, online courses, and related services. By using our website or enrolling in a course, you agree to this Privacy Policy.
Mind Over Money is an Australian-based educational platform providing online financial literacy programs for children and families. Our website and services are operated by Mind Over Money Pty Ltd (ABN 3908 8350 707), located in Milton, Queensland, Australia. We comply with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).
We collect personal information that you (as a parent or guardian) choose to share with us, such as:
- Parent or guardian name
- Contact details (email, phone, postal address)
- Payment and billing details (processed scurely through third parties Stripe and/or Afterpay)
- Messages, feedback, or survey responses
We may also automatically collect technical information such as your IP
address, browser type, and device details, as well as pages visited and
cookies to improve your experience.
All enrolments and communications must be completed by a parent or guardian. By creating an account or purchasing a course, you confirm that you are the parent or legal guardian and consent to your child’s participation. We do not knowingly collect personal information directly from children under 13 without parental consent.
We use your information to:
- Enrol and manage course participation
- Deliver course materials and certificates
- Provide customer support
- Process payments securely
- Send updates and newsletters (if opted in)
- Improve our programs and website
We never sell or rent your personal information.
We may occasionally send updates about new courses, resources, or promotions. You can unsubscribe anytime by clicking the 'unsubscribe' link in our emails or contacting us. We comply with the Spam Act 2003 (Cth).
Your data is securely stored and protected from unauthorised access, misuse, or disclosure. We use SSL encryption, secure payment gateways, restricted staff access, and regular monitoring. If a data breach occurs likely to cause harm, we will notify you and the OAIC in line with the Notifiable Data Breaches scheme.
Our website and courses are hosted through LearnWorlds, which may store data on secure servers outside Australia (including the EU or US). We only use reputable providers that comply with international privacy standards. By using our services, you consent to such transfers.
We retain personal information only as long as necessary to provide our services or meet legal obligations. When no longer required, data is securely deleted or de-identified.
You are responsible for keeping your login details private. Use a strong password and log out after each session. We cannot be held responsible for unauthorised access due to shared credentials.
We may share information with trusted third parties for hosting, payments, or communications (e.g., LearnWorlds, Stripe, Mailchimp). These providers must handle your data securely and are not permitted to use it for their own marketing purposes.
Cookies help us remember your preferences and analyse website performance. You can disable cookies through your browser, but some features may not function properly.
You have the right to access, correct, or update your personal information and withdraw marketing consent. Contact us at info@mindovermoney.com.au to make a request.
Our materials may include links or embedded tools (e.g., YouTube, Google Forms). We are not responsible for third-party sites or their privacy practices.
We may update this Privacy Policy periodically. The latest version will always be available on our website.
For questions or concerns, please contact:
Email:
info@mindovermoney.com.au Address: 1/77 Baroona Rd, Milton QLD, Australia
We respond promptly in accordance with the Australian Privacy Principles (APPs).
Last Updated: October 2025
